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Monthly Archives: April 2021

    Don’t Be Fooled by Remarkable Real Estate Headlines

    By Erlyn Lucas | April 26, 2021

    Don’t be impressed by the headlines reporting year-over-year housing numbers for the next several months (data covering March, April, May, and June). The data will most likely show eye-popping one-year increases. While the year-over-year jumps will certainly be striking, consumers should take these numbers with a grain of salt, as the situation highlights a short-term... Read More

    93% of Americans Believe a Home Is a Better Investment Than Stocks

    By Erlyn Lucas | April 19, 2021

    A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters. If you’re wondering if homeownership is a good investment, the study clearly answers that question, and the answer is yes. Do Americans believe a home is a better investment than stocks? In a post... Read More

    4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

    By Erlyn Lucas | April 12, 2021

    There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially be millions of foreclosures ready to hit the market. However, there are four reasons that won’t happen. 1. Almost 50% Leave Forbearance... Read More

    How a Change in Mortgage Rate Impacts Your Homebuying Budget

    By Erlyn Lucas | April 5, 2021

    Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: “Since January, mortgage rates have increased half a percentage point from historic lows and... Read More