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Author Archives: Erlyn Lucas

    What Buyers Need To Know About the Inventory of Homes Available for Sale

    By Erlyn Lucas | November 26, 2022

    If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. If this sounds like you, here’s one key factor that could help you with your decision: there are more homes for sale today... Read More

    More People Are Finding the Benefits of Multigenerational Households Today

    By Erlyn Lucas | November 19, 2022

    If you’re thinking of buying a home and living with siblings, parents, or grandparents, then multigenerational living may be for you. The Pew Research Center defines a multigenerational household as a home with two or more adult generations. And the number of individuals choosing multigenerational living has increased over the past 50 years. As you consider this... Read More

    VA Loans Can Help Veterans Achieve Their Dream of Homeownership

    By Erlyn Lucas | November 12, 2022

    For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should know about VA loans before you start the homebuying process. What... Read More

    Do You Believe Homeownership Is Out of Reach? Maybe It Doesn’t Have To Be.

    By Erlyn Lucas | November 5, 2022

    It turns out, millennials aren’t the renter generation after all. The 2022 Consumer Insights Report from Mynd says there’s a portion of millennial and Gen Z buyers who are pursuing homeownership as a way to build their wealth, but it may not be exactly the way previous generations have done it. The study explains how they’re breaking into the market: “. . . younger generations... Read More

    3 Graphs Showing Why Today’s Housing Market Isn’t Like 2008

    By Erlyn Lucas | October 31, 2022

    With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. But the good news is, there’s concrete data... Read More

    Should You Still Buy a Home with the Latest News About Inflation?

    By Erlyn Lucas | October 23, 2022

    While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession. You’re likely feeling the impact in your day-to-day life as you watch the cost of goods and services climb.... Read More

    Four Things That Help Determine Your Mortgage Rate

    By Erlyn Lucas | October 15, 2022

    If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking for ways to combat today’s higher rates and lock in... Read More

    Two Questions Every Homebuyer Should Ask Themselves Right Now

    By Erlyn Lucas | October 9, 2022

    Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this rise in borrowing cost shows no... Read More

    Why You Should Consider Condos as Part of Your Home Search

    By Erlyn Lucas | October 1, 2022

    The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget. If you’re in the same boat, you should know the recent shift in the housing market may have opened up doors for you to restart your search. The... Read More

    Top Reasons Homeowners Are Selling Their Houses Right Now

    By Erlyn Lucas | September 24, 2022

    Some people believe there’s a group of homeowners who may be reluctant to sell their houses because they don’t want to lose the historically low mortgage rate they have on their current home. You may even have the same hesitation if you’re thinking about selling your house. Data shows 51% of homeowners have a mortgage rate under 4% as of... Read More